{"id":3203,"date":"2022-09-29T13:04:48","date_gmt":"2022-09-29T13:04:48","guid":{"rendered":"https:\/\/insurancethrone.com\/?page_id=3203"},"modified":"2022-11-03T12:42:39","modified_gmt":"2022-11-03T12:42:39","slug":"individual-disability-insurance","status":"publish","type":"page","link":"https:\/\/insurancethrone.com\/individual-disability-insurance\/","title":{"rendered":"Individual Disability Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3203\" class=\"elementor elementor-3203\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-23366cd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"23366cd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-83675f5 ot-flex-column-vertical\" data-id=\"83675f5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29e8f06 elementor-widget elementor-widget-text-editor\" data-id=\"29e8f06\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 10-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Personal Disability Income is important for businesswoman.\u00a0 It is recommended that group and\/or individual protection is acquired.\u00a0 If you are an executive, it is recommended to get a plan under a group.\u00a0 Only 43% of large companies provide extended disability plans.\u00a0<\/p><p>For small companies, those odds lessen even more.\u00a0 An employer typically offers a more affordable Individual policy for disability.\u00a0 Employers typically provide such policies without pre-existing conditions or medical exams.\u00a0 A smaller company may not tend to offer this, so an individual plan would be recommended.<\/p><p>Some companies don\u2019t offer everything you may need in an individual disability insurance policy. In this case, it is recommended that one would supplement a group plan just to be sure.\u00a0 Consider reviewing your group policy if you have one.\u00a0 Look into the life of the plan, the amount in benefit and if it includes 1099 and bonus earnings.\u00a0 Lastly, can you take the plan with you if you are no longer with the group.<\/p><p>Typically, the protection commences one to six months after your employment ends.\u00a0 Most last for years and\/or even to retirement.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b5d7ca6 ot-flex-column-vertical\" data-id=\"b5d7ca6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-461c225 elementor-widget elementor-widget-image\" data-id=\"461c225\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 10-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1703\" src=\"https:\/\/insurancethrone.com\/wp-content\/uploads\/2022\/10\/felice012-scaled.jpg\" class=\"attachment-full size-full wp-image-3327\" alt=\"\" srcset=\"https:\/\/insurancethrone.com\/wp-content\/uploads\/2022\/10\/felice012-scaled.jpg 2560w, https:\/\/insurancethrone.com\/wp-content\/uploads\/2022\/10\/felice012-300x200.jpg 300w, https:\/\/insurancethrone.com\/wp-content\/uploads\/2022\/10\/felice012-1024x681.jpg 1024w, https:\/\/insurancethrone.com\/wp-content\/uploads\/2022\/10\/felice012-768x511.jpg 768w, https:\/\/insurancethrone.com\/wp-content\/uploads\/2022\/10\/felice012-1536x1022.jpg 1536w, https:\/\/insurancethrone.com\/wp-content\/uploads\/2022\/10\/felice012-2048x1363.jpg 2048w, https:\/\/insurancethrone.com\/wp-content\/uploads\/2022\/10\/felice012-600x400.jpg 600w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Personal Disability Income is important for businesswoman.\u00a0 It is recommended that group and\/or individual protection is acquired.\u00a0 If you are an executive, it is recommended to get a plan under a group.\u00a0 Only 43% of large companies provide extended disability plans.\u00a0 For small companies, those odds lessen even more.\u00a0 An employer typically offers a more [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - 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