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Secure your family’s financial future by offering a way for much-needed funds during times of need to be made available for :
All while maintaining a balanced and comfortable living.
There are a variety of life insurance plans provided within the industry. All you have to do is relate to your and your family’s financial needs.
Term life insurance is an affordable and minor expense direction in providing much-needed coverage for you and/or your family during crucial times. The coverage is limited in time and lapses over a timeline. It offers no value in terms of investments once it expires. The timeline varies between five and 30 years. The insured’s beneficiary collects funds only if the insured dies during the designated timeline. Premiums must be paid on time and be current. Also, if there are any misrepresentations on the application payments can be forfeited.
Final Expense aka Whole Life Insurance.
This covers protection for the entire life of the insured, commencing on the date when the plan was issued all the way to his/her death as long as payments are current. Premiums are determined on the inception and continue leveled during its entire cycle. This type of policy combines insurance coverage, savings or cash value which increases during its cycle. This provides financial sources for living expenses which may include:
This is known to be a flexible type of plan in which insureds may determine the quantity and frequency of the monthly payments, for example, if you chose to increase your payments it will affect your timeline in future payments. Premiums cover the insurance part, and it also covers the investment/savings as well as the expense. Interest rates affect the investment part and it moves in 1/4 % portions along with how banks and other financial institutions shift.
This type of loan is typically known to be the biggest individual debt. This is a specialized plan which is designed to complete the payment in the event of the debt owner’s death. Some carriers don’t even require you to have a mortgage. They may just pay you a certain monthly amount just as if the mortgage were being paid down.
Either way, avoid a financial disaster due to a fatality in your or your loved ones’ experience. Secure your family home and don’t go into foreclosure. If you have children, this would help ease the stability. Losing a parent is devastating enough. It may feel like a further blow to your children if they have to leave the only thing they are familiar with which includes their friends and local relatives and/or influencers such as teachers & coaches.
Such action eases the monetary burden which forces individuals to have a deeper live changing event.
If you are a senior citizen living in Pennsylvania, you may be interested in learning about the comprehensive and low-cost life insurance options. At Assurance For Life, we offer a variety of plans that can meet your needs and budget, and we provide the best possible service to our customers.
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